Pets Best was started by a vet who understood the value of the bond we share with our pets. Dogs and cats get sick and injured just like us humans. Medical advances and high-end equipment give your pets the best chance at a long, happy, and healthy life, but this often comes with a high price tag.
Pet insurance reimburses you for your pet’s eligible veterinary bills. Pets Best helps provide peace of mind to pet parents by offering flexible coverage that reimburses the cost of eligible veterinary treatment. Get flexible accident, illness, and routine care coverage customized to your pet and your budget.
There are many benefits to choosing Pets Best, including:
When your pet becomes ill or injured, get treatment from any licensed veterinarian of your choice in the U.S. and Canada.
File a Claim
Pay your veterinarian, and then file a claim with Pets Best online or using their mobile app.
Claims are processed easily and can be direct deposited to your bank account.
Who is eligible?
When can I enroll?
How much will this coverage cost?
You'll pay less by enrolling through your employer than you would for coverage you would find on your own.
You can get dog or cat health insurance starting at just $1/day.* The price of an Accident and Illness BestBenefit plan is based on three factors: age, breed, and location. For accident and illness plans, you can choose your deductible ranging from ($50-$1,000), reimbursement percentage (70%, 80% or 90%) and annual limit ($5,000 and Unlimited). Pets Best offers a wide range of plans to fit your budget and pets' needs.
Pets Best offers two routine care coverage plans that can be added to any BestBenefit plan.EssentialWellness costs $16/month and BestWellness costs $26/month.
If I leave my employer, will I be able to keep my coverage?
What's not covered?
Pet health insurance is not liability insurance or life insurance for pets.
Claim administration is subject to all terms, conditions, limitations and exclusions in the policy. Please review policy form APIC-PBI0001-ILL for complete details.
When will coverage start?
Coverage typically starts on the 1st of the following month. You only have one waiting period of 6-months for cruciate ligament injuries. All other waiting periods are waived, so you can begin using the accident, illness, (and wellness coverage, if chosen) as soon as your plan goes into effect.
You can cancel anytime and Pets Best offers a 30-day money back guarantee**.
How do I file a claim?
How does my veterinarian receive payment?
What is the 24/7 Pet Helpline and how does it work?
Are prescriptions covered under my policy?
Yes. Prescription medications to treat a covered accident and/or illness are covered.
*Pet insurance coverage is offered and administered by Pets Best Insurance Services, LLC and is underwritten by American Pet Insurance Company or Independence American Insurance Company, a Delaware insurance. Please visit www.americanpetinsurance.com to review all available pet health insurance products underwritten by APIC. Rates and plan availability vary based on age, breed and location of the pet and are subject to state availability. The 5% discount applies to all BestBenefit plans except for ones issued to residents of AK, HI and TN. In WA, the Essential Wellness rider is $14/month and the BestWellness rider is $30/month.
** In most states. Please get a quote to see waiting periods for your pet
***Not available in NY or if a claim has been filed in the first 30 days.